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There’s nothing like coming home to a house all lit up. But having to survive without enough money to pay the electric bill – or the water, or the rent, or the insurance – is not nearly so wonderful. And it’s definitely not a warm and cozy feeling to wonder how you’ll buy clothes or gas, where your next meal is coming from. Imagine trying to deal with that situation – plus coping with a serious disease and mounting medical bills. Don’t you think ...