News & Information

Today, 4,000 Americans will be diagnosed with cancer. 2000 will have a stroke, and 2100 will have a heart attack. The nightmare doesn’t stop at the hospital, either…each one of these people will have to pay for medicines, treatments, living expenses, co-pays and deductibles for months or years to come. Critical illnesses can strike without warning, and they can change your life. Critical illness insurance is a simple way to protect yourself financially from the effects of a serious illness.

The concept behind critical illness insurance is simple. Each month you make a premium payment, and upon diagnosis of a covered critical illness you receive a lump sum benefit to be used for whatever you need. You can use it to pay for medical bills or expenses, therapies, alternative treatments, food, housing or even a family vacation.

Critical illness insurance is a stand-alone policy – you don’t have to have any other health insurance in order to purchase a critical insurance product. If you do have health insurance, critical illness insurance will not affect your current plan in any way. Covered conditions vary by carrier, but they usually include major critical illnesses like heart attack, stroke, total kidney failure, major organ transplant, multiple sclerosis, and some types of paralysis. (1)

If you are considering critical illness insurance, CancerPlans.com should be your first stop. Compare top-rated carriers, look at company brochures, and apply for a policy online at CancerPlans.com.

(1) Critical Illness Insurance. 2012. American Association for Critical Illness Insurance. July 21 2012. http://www.criticalillnessinsuranceinfo.org/